Cards

The card industry covers debit, credit, Private Label credit cards, prepaid, e-purse, ATM, POS cards and associated businesses. These instruments are slowly, but surely replacing cash operations. Leveraging our extensive experience in providing comprehensive solutions, Birlasoft offers customers end-to-end services in the cards domain, ranging from Application Development, Maintenance, Support, Product Customization, Migration, Testing and Re-engineering solutions, for card applications. The services also include building of credit card related interfaces such as Fraud detection, Credit Bureaus, Check printing, Loyalty and Card embossing.

Birlasoft has in-depth functional expertise and experience in Application processing, Authorization systems, Account receivables, Collections, Customer service, Merchant banking, Interchange, Letter processing and Transaction management.

Equipped with a credible knowledge pool, with over 500 man years experience, the Birlasoft Banking and Finance Services team is proficient in both development as well as testing and consists of Project Managers, Business Analysts and other team members, who have a proven track record. In addition, the Birlasoft team also has Subject Matter Experts, who have considerable experience in executing projects for the credit card industry, across the globe. Birlasoft has provided end-to-end solutions to a variety of products such as Bank card, PLCC card, Dual card and Smart card, to list a few.

CLIENT CHALLENGES

• Increasing regulatory and security requirements
• Consumer protection by governments by curbing fee structures
• Entry of new players from other industries, particularly from Insurance and Payments
• Migrations & version upgrades
• Acquisitions & mergers
• Managing cost pressures
• Remaining competitive in an ever-changing global market by strategizing, developing and implementing new initiatives

WHAT BIRLASOFT OFFERS

• Solutions to meet client challenges in different geographies, such as, fraud and regulatory pressures in US,
• Smart cards and SEPA compliances in Europe and provide end-to-end services like card launching, certifications, support etc, in emerging markets like India and China
• Setting up of client-specific Centers of Excellence in the cards domain
• Business analysis, testing, production support and migration services
• Niche services, including, setting up of Testing CoE, data analytics for KYC and Product Evaluation, amongst others
• Birlasoft has comprehensive knowledge about the VisionPLUS® product, enabling us to provide end to end service offerings around it

THE BIRLASOFT ADVANTAGE

• Achieving overall objectives through training, requirements reviews and project health checks
• Providing expert resource directly into project teams at any stage (strategic planning, business case, testing, implementation and roll-out)
• Bank of reusable components to jumpstart engagements